Mastercard and Ravelin partner to reduce fraud and create frictionless checkout in digital quick commerce

October 5, 2022 | PURCHASE, NY & LONDON, UK

Partnership addresses fraud in rapidly growing segment

During the pandemic, online grocery orders rose by more than 50% and are expected to rise further this year, according to McKinsey research. More than ever, people make day-to-day purchases online, choosing quick commerce merchants that offer speed and convenience. As people open new accounts and make faster purchases, merchants are challenged to verify identities and manage evolving fraud threats in real time.

To meet these needs, Mastercard and Ravelin, a leading machine learning fraud platform, have joined forces to deliver an enhanced fraud solution. Incorporating digital identity verification capabilities from Ekata and real-time fraud insights from Ethoca, Ravelin will help merchants validate a consumer’s identity without adding friction to the process.

“We all want secure and seamless experiences,” said Chris Reid, executive vice president of Identity Solutions at Mastercard. “Ravelin shares our longstanding commitment to building and reinforcing trust in the digital economy. By bringing our capabilities together, we can help quick commerce merchants better assess fraud before a payment is authorized, improving the checkout experience.”

During a user’s first transaction, Ravelin will draw on Ekata’s transaction risk API to verify the user’s identity. Ekata then provides a risk score, enabling businesses to make more accurate decisions. Post-transaction, Ravelin will help merchants deflect fraud and prevent chargebacks with Ethoca Alerts and Ethoca Consumer Clarity.

“Mastercard is dedicated to bringing best-in-class insights and solutions to merchants worldwide,” said Martin Sweeney, CEO at Ravelin. “We are thrilled to partner with Mastercard to enhance our platform and help merchants strengthen their fraud detection capabilities.” 

This joint solution is available through a simple API. Existing Ethoca, Ekata or Ravelin customers can contact their account managers to set up a proof of concept of the combined solution. More information can be found at

Media Contacts

Molly Strong

About Ravelin

Ravelin provides technology and support to help online businesses prevent evolving fraud threats and accept payments with confidence. Combining machine learning, graph networks, behavioral analysis, and expert rules, Ravelin helps businesses draw deeper insights from their customer data to detect fraud, account takeover and promotion abuse, and increase payment acceptance.

About Mastercard (NYSE: MA)

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.